Bard

PRIMARY Streetwise, Etiquette, Pickpocket 1.0 x Intelligence in Spell Points
No Plate
No Tower Shield
MAJOR Stealth, Short Blade, Hand-to-Hand
MINOR Lockpicking, Alteration, Illusion, Destruction, Archery, Restoration 
MAX HP/LVL:  8 Increased:  INT, WIL, AGI, PER
Decreased: STR, END, LUC
Starting Spells:  Slowfall

The Bard is an interesting class. He's a hybrid of all three groups, but not particularly good at anything. The Bard can fight, but not as well as a fighter. He can sneak, but not as well as a thief. He can cast spells, but not as well as a mage. Three of the Bard's Primary and Major skills are difficult to develop, so reaching the highest levels will be a challenge. Having both Etiquette and Streetwise as Primary skills and an increased PER will make dealing with people much easier, but the Bard will have to talk to a LOT of people to significantly increase these skills. Hand-to-Hand is nice to have, but with the decreased STR and the lack of training facilities, it is a difficult skill to develop to effective levels. The Bard will be able to join the Mages Guild eventually.  Either add all six bonus skill points to one of the Minor magic skills and engage in some serious spell-casting or join a temple and train the skills to a high enough level to join.